Dove posso ottenere una perizia del danno?

Where can I get a damage assessment?

Pronunciation

'Perizia' = peh-REET-syah — three syllables; stress the second.

When to use it

Use when you need to get your vehicle officially assessed for damage after an accident. This assessment is required for insurance claims and legal proceedings.

What it means

A 'perizia' is a formal damage assessment conducted by a certified expert (perito). Insurance companies send their own perito, but you have the right to commission an independent assessment (perizia di parte). Independent assessments cost €150-€500 but can significantly increase claim payouts.

Variations

Devo portare l'auto dal carrozziere per il preventivo.

I need to take the car to the bodywork shop for an estimate.

'Carrozziere' = bodywork/panel shop; 'preventivo' = repair estimate.

L'assicurazione manda un suo perito?

Does the insurance company send their own assessor?

Standard practice — the insurer's perito assesses the damage.

Ho il diritto di nominare un perito di parte.

I have the right to appoint my own assessor.

Your legal right — particularly useful in high-value claims.

Mini Dialogue

— Dove posso ottenere una perizia del danno? — La sua assicurazione manderà un perito automaticamente. — Ma ho sentito che posso averne uno mio. — Sì, si chiama perito di parte. Le serve se non è d'accordo con la valutazione della compagnia.

— Where can I get a damage assessment? — Your insurance company will send an assessor automatically. — But I've heard I can have my own. — Yes, it's called an independent assessor. You need one if you disagree with the company's valuation.

Cultural Note

Italian insurance companies are legally obligated to make a settlement offer within 30 days of receiving complete accident documentation (60 days for personal injury claims). Delayed offers accrue statutory interest.

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Non stavo usando il telefono mentre guidavo.

Cosa succede adesso con la mia assicurazione?

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