I would like full insurance, including collision damage waiver.
as-si-cu-ra-ZIO-ne — stress on fifth syllable. KA-sko — borrowed from German.
When choosing your insurance package at the rental desk.
'Assicurazione completa' (full insurance) includes third-party liability. 'Copertura kasko' (collision damage waiver — CDW) covers damage to the rental vehicle itself. 'Kasko' is the Italian term borrowed from German. Without CDW, you are liable for damage up to the vehicle's excess (franchigia).
Qual è la franchigia in caso di incidente?
What is the excess in case of an accident?
'Franchigia' = excess/deductible — typically €500-2000
Posso ridurre la franchigia?
Can I reduce the excess?
SuperCDW can reduce or eliminate the excess
La mia carta di credito copre i danni al noleggio?
Does my credit card cover rental damage?
Some premium cards do — check before paying for extra insurance
Italian traffic is notoriously busy and parking damage is common in city centres. The full kasko insurance (copertura completa) at zero franchise is strongly recommended for urban rentals. Some premium credit cards (Amex Platinum, certain Visa cards) include CDW automatically — always verify the terms before declining rental insurance.