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PhrasesAt the HospitalHo la tessera sanitaria europea.
A2

Ho la tessera sanitaria europea.

I have the European Health Insurance Card.

Pronunciation

sa-ni-TA-ria — five syllables, stress on fourth. 'Europea' — eu-ro-PE-a.

When to use it

Present your EHIC at registration in Italian public hospitals or healthcare facilities. It entitles EU/EEA citizens to healthcare at the same cost as Italian citizens.

What it means

'Tessera sanitaria europea' = European Health Insurance Card (EHIC). Show this at 'accettazione' (hospital admissions). It covers necessary medical care during a temporary stay in Italy at no cost or reduced cost. It does NOT cover repatriation, private care, or care sought specifically in Italy (medical tourism). It must be your own card — not a photocopy.

Variations

Non ho la tessera europea ma ho un'assicurazione sanitaria privata.

I do not have the European card but I have private health insurance.

Show your private insurance documents — many accept direct billing

Sono cittadino americano. Ho un'assicurazione viaggi.

I am an American citizen. I have travel insurance.

Non-EU citizens need travel insurance — keep documents accessible

La mia tessera europea è scaduta. Come faccio?

My European card has expired. What do I do?

Contact your home country's insurance authority — they can issue a temporary replacement

Mini Dialogue

— Ha un documento e la tessera sanitaria? — Ho la tessera sanitaria europea. Sono tedesca. — Perfetto. Posso vederla? — Eccola. — Grazie. La fotocopio e le restituisco. Lei ha diritto alle cure come un cittadino italiano. — Grazie. Devo pagare qualcosa? — Solo il ticket per gli esami, se prescritti.

— Do you have an ID document and health card? — I have the European Health Insurance Card. I am German. — Perfect. May I see it? — Here it is. — Thank you. I will photocopy it and return it. You are entitled to care like an Italian citizen. — Thank you. Do I need to pay anything? — Only the co-payment for tests, if prescribed.

Cultural Note

The EHIC (Tessera Europea di Assicurazione Malattia) is valid in all EU/EEA countries and Switzerland. In Italy it is accepted at all public ('SSN') hospitals, clinics, and GPs. As of 2021, the GHIC (Global Health Insurance Card) replaced the EHIC for UK citizens post-Brexit. The EHIC covers only medically necessary treatment — it is not a substitute for comprehensive travel insurance, which should also cover repatriation.